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Home / Loan / Housing Loan

Eligibility


Regular member of the bank.
Salaried Employees/Businessmen, professionals having regular source of income
In case of married borrower, Spouse should be a co-borrower.

Loan Maximum Limit


Upto Rs.1 Crore 40.00 lakhs

Security


Mortgage of Property

Margin


Minimum of 10% depending upon each case
Purpose Tenure Rate Of Interest
Housing loan for purchase of flat/ready built house/penthouse/row villa not more than 10-15 years old, for construction of house, for major renovations of house and for takeover of housing loans from other financial Institutions Maximum repayment period of 15 to 20 years CIBIL Score Above 750 8.5% p.a. at monthly rest. CIBIL Score Between 650 to 750 9% p.a. at monthly rest

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