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| Sr No | Particulars | Salaried Applicants | Self Employed Applicants |
|---|---|---|---|
| a | Age | 23-58 years | 28-65 years |
| b | Income | Rs.10,000/- per month | Rs.40.00 lakh p.a. (turnover) |
| c | Minimum Experience | 2 years of Confirmed Services | 2-3 years business experience with current business |
| d | Quantum of loan | Upto 15 months gross salary or Rs.50000/- whichever is less | 5% of previous year's income or Rs.100000/- whichever is less |
| e | Rate of Interest | 10-12% | 12% |
| f | Tenure of loan | 60 months | 60 months |
| g | Sureties | Any two | Any two |
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